You’re in your first year of college, and already you can see how much it costs just to attend. There are so many things you have to pay for, such as tuition and books. Your wallet may be feeling the crunch, but you don’t have to worry. Here are a few tips for the college student who wants to save money.
Begin preparing for college your junior year. Most students wait until their senior year before getting serious about college. Instead, use your junior year to tour different colleges, learn about the scholarships available and begin applying for the colleges of your choice. Using this technique will help you accomplish everything in plenty of time.
If you want to get an education on a limited budget, consider going to a community college for two years before transferring to a different universities. You will find that community colleges are cheaper than other schools and your credits will transfer as long as you complete your general education before transferring.
If you need money for college, you should consider applying for federal financial aid and scholarships. Visit the FAFSA website and follow the application process to get access to federal funding or grants. If you are denied federal funding, apply for different scholarships related to the subject you want to study.
Find a bank that offers free savings and checking accounts. Look around and go with an establishment that works often with students and doesn’t charge you extra for a bunch of little things. Ask questions and find out if you can bank online so that you can manage your money when it is convenient for you.
Pay off your credit card balance monthly if you have one. This is the only way to avoid penalties and late fees. Try only using credit cards for emergencies. You might want to go ahead and spend money on your credit card, but you should focus on school and not spend money on entertainment. Financial issues can distract you.
Take public transportation to school. It may not take any longer than driving yourself. You can cut out the time normally spent on searching for parking spots. If you want to drive your own car, expect to pay for a parking pass. There are many ways to go green as a college student.
If you are coming from another state or plan on living on campus, think about whether you want to have your car with you. In crowded areas, it may be tough finding parking for free. Registration, gas and insurance can also prove challenging if you do not have a job.
It is important to choose your classes wisely. Try to avoid taking a lot of classes that you are going to have to devote a lot of time and attention to all at once. Instead, alternate these harder courses with easier ones to make your semester and college experience a much easier one.
As you’ve already noticed, college can be a big drain on your funds. There are many costs that accumulate and it seems like they never end. The cost of getting your degree and living the college life can be easily decreased when you use the tips given in this article.…